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Privacy Policy – Check Bank Balance & Passbook

Welcome to Check Bank Balance & Passbook, an app (hereinafter referred to as “we,” “us,” or “our”), available on the Google Play Store. We prioritize your privacy and have designed our app to ensure your information is handled responsibly and securely. This Privacy Policy explains how we collect, use, and safeguard your information when you use our app.

1. Introduction

Check Bank Balance & Passbook is designed to help users conveniently check their bank balances and access banking features. Our app is completely free to use, does not require you to sign up or provide any personal details, and does not collect or store sensitive financial data. Any data processed within the app is stored locally on your device.

For questions about this Privacy Policy or our data practices, please contact us at: anandpatil0204@gmail.com.

2. Information Collection and Use

We do not collect any personal or sensitive financial data. All data related to your bank account or passbook is processed and stored solely on your device, ensuring your financial information remains private and secure. 

Non-Personal Data  

While we do not collect any identifiable information, we may use third-party services for analytics and advertising, which may collect anonymous usage data, such as device type, app usage frequency, and crash reports, to help improve the app’s performance and user experience.

1. Information We Collect

a) Device Information

  • Device Identifiers: We collect device-specific information such as your IP address, operating system, device model, unique device identifiers, and mobile network information.

b) Location Data

  • Approximate Location: Used to provide location-based services such as finding nearby branches or ATMs. Location data is accessed only when necessary and with your permission.

2. Permissions We Require

To provide the services, our app may require the following permissions:

  • Internet Access: For data synchronization, access to third-party APIs, and advertisements.
  • Location Permission: To display nearby bank branches and ATMs.
  • Storage Access: To cache data, store app-related files, and enhance app performance.
  • Network State: To check internet connectivity for data sync and network-based features.
  • Notification Access: To send notifications about balance updates, low balance alerts, and app updates.
  • Account Information: If applicable, to manage multiple bank accounts in the app.

No Registration or Login is Required: The app does not have a sign-up or login feature, ensuring that you never need to provide any contact details or personal information.

No Financial Data Collection: We do not collect, process, or store any banking details, account balances, or transaction information. All financial data accessed within the app remains strictly on your device.

3. Third-Party Services and APIs

Our app uses third-party services for analytics, advertising, crash reporting, and data enrichment. We integrate the following services:

a) Google Play Services

b) Google Analytics for Firebase

c) Firebase Crashlytics

d) AdMob

  • Used to serve personalized or non-personalized ads based on user preferences.
  • Privacy Policy: AdMob Privacy Policy

e) Facebook

f) Mixpanel

  • Used for advanced analytics and tracking user interactions within the app.
  • Privacy Policy: Mixpanel Privacy Policy

g) Google Ads

h) Third-Party IFSC Code Data API

  • We utilize a third-party API to provide accurate IFSC codes and branch information. No user-specific data is shared with the IFSC data provider.

4. Permissions

To function optimally, our app may request specific permissions on your device. These permissions are optional and do not involve the collection of personal or financial data:

– Network Access: Required for checking bank balances and utilizing third-party services.

– Storage Access: Used to store app data locally on your device.

You may manage these permissions in your device settings at any time.

5. Security

We take data security seriously and employ best practices to ensure that all information processed within our app is secure. However, please note that no system is entirely foolproof, and we cannot guarantee absolute security.

Our app does not store any of your bank details, transaction history, or sensitive information on external servers. All data related to banking activities is securely stored on your own device, and we do not have access to it.

6. Children’s Privacy

Our app is not designed for users under the age of 13. We do not knowingly collect data from children. If we discover that any information has been inadvertently collected from a child under 13, we will delete it immediately.

7. Data Sharing

We do not share any user data with third parties except for necessary analytics and advertising services mentioned in Section 3. These services are used solely for app performance enhancement and to serve ads, ensuring that no identifiable user data is exposed.

8. Changes to This Privacy Policy

We may occasionally update this Privacy Policy. Any changes will be posted on this page, and we encourage you to review it periodically. Continued use of the app constitutes acceptance of any changes.

9. Your Rights and Choices

Since we do not collect any personally identifiable information, you do not need to take any actions regarding data access, modification, or deletion. However, should you have any concerns about our data practices, feel free to reach out to us at anandpatil0204@gmail.com.

  • Access and Update: You may access or update your personal data in the app.
  • Delete Account: You can request account deletion by contacting our support team.
  • Withdraw Consent: You may withdraw your consent to data collection at any time. However, this may limit app functionality.

10. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at anandpatil0204@gmail.com.